Mortgages

 

Today's world of finance is becoming increasingly complicated, with lenders all facing massive competition from their rivals in trying to attract new business.

Often, the most difficult task a client has when trying to raise finance, is which of these multitude of lenders to approach. Each will have their own lending criteria, underwriting and market preferences, so that a client may take a perfectly reasonable proposal to the 'wrong' lender who will reject it - not realising that there are others in the marketplace that would be actively looking for that type of deal.

We specialise in all areas of Residential and Commercial Finance.

We have access to most UK lenders and as members of specialist mortgage panels, we have the ability to offer rates that are not available in the high street.

Once an initial discussion has taken place, we can normally give an immediate 'Decision in Principle', that will mean approval of the proposal subject to valuation, references etc.

Residential Loans

  • First Time Buyers
  • Home Movers
  • Capital Raising on existing property
  • Holiday Home Purchase*
  • Foreign Property*
  • Adverse Credit mortgages
  • Buy-to-Let Mortgages*
  • Let and Buy Mortgages*
  • Ex-Bankrupts and County Court Judgements considered
  • Self Employed and 'Self-Certificated Income' Loans
  • Bridging Finance
  • Arrears and Default cases considered

         * - These types of Mortgage are not currently regulated by the Financial Conduct Authority (FCA).

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